I was chatting with a member and mentioned merchants charging their customers an additional 3% for using their credit card. I can’t imagine the 3% “convenience fee” is a Michigan or Florida thing, do you find that merchants you’re engaging with are passing their fee along to you?
Yes a lot of places here are adding the 3% , it seems to be more restaurants right now adding it to the bill, I’m not sure how regular shops are adding it, because they wouldn’t know how you were going to pay
Wow, just restaurants? When you say “regular shops”, please explain.
Yes, approximately a year+ ago, it was the “mom and pop” restaurants that added 3% to your check if you used your credit card but this year……. I was gobsmacked when I was charged 3% convenience fee at both the Buick and Cadillac dealership when I used my credit card for service related work. Like the average person (me) always carries $500 cash money with them at all times! And both dealerships, which are not related, are part of multi dealership “franchises”.
Regular shops, I mean like department stores, Walmart, grocery stores, there is no actual add on that I can see as of yet. Yes Subaru wanted to charge me 3% if I put a down payment on my credit card to get the reward points, I told them hell no !!!
Thank you, I now understand and agree that the regular shops have not YET added an additional 3% fee if a credit card is used!
Effective November 15, my insurance company is charging the 3% fee. I lucked out because my auto and home owners renewal effective date is November 1, woo hoo! I’m a bit skeptical about giving any company my checking account and routing numbers or allowing the same to store my debit card numbers on file.
Old school, YES, check writing, HECK NO! In most instances, writing a check normally translates to requiring a postage stamp and I am too cheap in that respect! I really only write six checks per year 1) summer property taxes and another check for winter property taxes 2) every 90 days, a check for water/sewerage/refuse. Perhaps there is way to pay those bills without writing a check, I haven’t explored that possibility.
In the past, I’ve charged almost everything and when it’s time to pay, I transfer funds from my checking account to my credit card account. Easy, breezy!
Deer, you gotta love ‘em or perhaps you think of them as a nuisance. The 2025 hunting schedule in Michigan is; October 1 through November 14 is officially bow hunting season and beginning November 15 through November 30, regular firearm season.
Not that I’m interested in hunting, however I wonder if the hunting schedule is set dates for all states or if the dates are determined by each state? Whatever! Hunting and fishing are not my kinda thing.
5 cars have been totaled in front of my house in the past several years because of deer. I offer folks ammo if they need it during season! I want to see them all GONE. they cost my neighbors 1000s in damaged crops and car damage
yes, i do.
There were none around here until about 1980 and the wild life folks brought them in and turned them loose, they multiply like rats on state owned land where hunting is not allowed near by and we are all stuck dealing with them. Then the wild life folks had the bright idea to turn loose coyotes to control the population a few years ago.all they do is multiply and eat peoples cats,dogs, calves and chickens. the deer are still running rampant. oh they are pretty to look at out in a open field grazing, but not pretty when they take out the entire front end of your car and keep running
They are by the coyotes that were released to help control the deer population!
Willey and his friends are not stupid, why chase fast food when pets and calves are easy targets?
Our old Toyota Sienna, which we no longer have, twice became a Michigan bullet, and we don’t even live in Michigan!
First one was a little doe we hit in the middle of the road one night north of Salmon, Idaho back in 2004. I was driving and it’s been the only deer I have managed to hit. I caught a glimpse of her dancing around in panic in the headlights of an oncoming jacked-up pickup. The truck was bigger, so she decided to go my way. Took out the left front fender. She didn’t make it.
The second one was a three-point buck my wife took out one night on the way home after Boy Scouts in 2011. Crunched the whole front grille up pretty good. He didn’t make it, either.
In case you’re wondering, these were mule deer, so I’m using Western count to describe the buck. He had three points on each side.
I'm sure those deer were as terrified as the people.
I live in Alberta and the third largest city after Edmonton
and Calgary is Red Deer.
I walk a lot in the early morning and I often see Deer.
They're not afraid of me and I always talk to them.
They are beautiful animals and it is their land too.
I agree with kebmo on this one
I jumped into the fridged water to save a fawn that had fallen into the spill way and it couldn’t get back up over the wall while the mother stood helplessly watching her baby struggling to keep its head above water and as far as coyotes they are not native to Pennsylvania the insurance companies release them to kill off the deer 🦌 so when ever i see a coyote I shoot them
I bought THE BEST watermelon from Roosters On Route 80 in Alva, Florida! The melon is one of the small (works for me as it is just for me), seedless melons. There wasn’t much rind and it is so, so sweet!
A hundred years ago my grandmother used to sprinkle her watermelon with salt because she said it made the melon sweeter. I see people do it in today’s world but it makes no sense to me why anyone would ruin something as delicious as watermelon with salt! Ain’t no way!
I for one never understood the idea of putting salt on watermelon, unless it’s just that some people salt everything. Yet I put black pepper on cantaloupe and people tell me I am strange, I guess it’s whatever you were raised on .😃
In my younger years I salted everything before I even tasted it. I have no idea how old I was, probably late 20’s early 30’s or so, my mother would shoot me one of “those looks” when I picked up the salt shaker….. yeah, I remember saying to her that I couldn’t wait to “grow up”!
There was a time that I took medication for high blood pressure but since I no longer work and 90% no longer use salt, my blood pressure is normal (to low). My go to seasoning is pepper. I haven’t tried pepper on cantaloupe or any fruit for that matter however, I heavily pepper just about everything else!
I’m not knowledgeable with regard to the names of watermelons, apples, yes, tomatoes, kinda. But a sand grown watermelon, WOW! I wonder if growing something in sand makes any difference to the way the produce tastes?
This YouTube content provider, TheThaneRivers, has nearly 40k followers. From what I can determine, the extent of his content is; he is always shirtless, his pants are low, low, low on his hips, he stretches his well chiseled physique, grunts a bit, twists/cracks his neck then speaks. If he enters from the left he’s bidding women a good night and if he enters from the right, he’s holding a mug of some sort, bidding women a good morning.
All I can think of is the title and line in Timbuk 3’s song, MONEY FOR NOTHIN’…..
It is a cool start however we are projected to reach the high of 77!
Yes, approximately a year+ ago, it was the “mom and pop” restaurants that added 3% to your check if you used your credit card but this year……. I was gobsmacked when I was charged 3% convenience fee at both the Buick and Cadillac dealership when I used my credit card for service related work. Like the average person (me) always carries $500 cash money with them at all times! And both dealerships, which are not related, are part of multi dealership “franchises”.
Effective November 15, my insurance company is charging the 3% fee. I lucked out because my auto and home owners renewal effective date is November 1, woo hoo! I’m a bit skeptical about giving any company my checking account and routing numbers or allowing the same to store my debit card numbers on file.
In the past, I’ve charged almost everything and when it’s time to pay, I transfer funds from my checking account to my credit card account. Easy, breezy!
Not that I’m interested in hunting, however I wonder if the hunting schedule is set dates for all states or if the dates are determined by each state? Whatever! Hunting and fishing are not my kinda thing.
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There were none around here until about 1980 and the wild life folks brought them in and turned them loose, they multiply like rats on state owned land where hunting is not allowed near by and we are all stuck dealing with them. Then the wild life folks had the bright idea to turn loose coyotes to control the population a few years ago.all they do is multiply and eat peoples cats,dogs, calves and chickens. the deer are still running rampant. oh they are pretty to look at out in a open field grazing, but not pretty when they take out the entire front end of your car and keep running
Willey and his friends are not stupid, why chase fast food when pets and calves are easy targets?
First one was a little doe we hit in the middle of the road one night north of Salmon, Idaho back in 2004. I was driving and it’s been the only deer I have managed to hit. I caught a glimpse of her dancing around in panic in the headlights of an oncoming jacked-up pickup. The truck was bigger, so she decided to go my way. Took out the left front fender. She didn’t make it.
The second one was a three-point buck my wife took out one night on the way home after Boy Scouts in 2011. Crunched the whole front grille up pretty good. He didn’t make it, either.
In case you’re wondering, these were mule deer, so I’m using Western count to describe the buck. He had three points on each side.
I live in Alberta and the third largest city after Edmonton
and Calgary is Red Deer.
I walk a lot in the early morning and I often see Deer.
They're not afraid of me and I always talk to them.
They are beautiful animals and it is their land too.
I jumped into the fridged water to save a fawn that had fallen into the spill way and it couldn’t get back up over the wall while the mother stood helplessly watching her baby struggling to keep its head above water and as far as coyotes they are not native to Pennsylvania the insurance companies release them to kill off the deer 🦌 so when ever i see a coyote I shoot them
A hundred years ago my grandmother used to sprinkle her watermelon with salt because she said it made the melon sweeter. I see people do it in today’s world but it makes no sense to me why anyone would ruin something as delicious as watermelon with salt! Ain’t no way!
There was a time that I took medication for high blood pressure but since I no longer work and 90% no longer use salt, my blood pressure is normal (to low). My go to seasoning is pepper. I haven’t tried pepper on cantaloupe or any fruit for that matter however, I heavily pepper just about everything else!
only registered users can see external links
Markis used to let me do that too him
And Cody is probably right he’s in the bathroom cleaning his glasses
This YouTube content provider, TheThaneRivers, has nearly 40k followers. From what I can determine, the extent of his content is; he is always shirtless, his pants are low, low, low on his hips, he stretches his well chiseled physique, grunts a bit, twists/cracks his neck then speaks. If he enters from the left he’s bidding women a good night and if he enters from the right, he’s holding a mug of some sort, bidding women a good morning.
All I can think of is the title and line in Timbuk 3’s song, MONEY FOR NOTHIN’…..
only registered users can see external links
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